Global infrastructure designed to move money in seconds.
Milio allows banks, wallets, and cash networks to build and operate global remittance and payment products from a single integration.
- Over 80 countries
- Accounts, cards, wallets & stablecoins
- APIs + SDKs
- Over 80 countries
- Accounts, cards, wallets & stablecoins
- APIs + SDKs
Moving money from your own channel, simplified.
Moving money from your own channel, simplified.
Build and power your own channels to receive, send, and request money
globally from a single platform.
Cash In
Allow your users to deposit into their accounts using different payment methods and bring money into your ecosystem.
Cash Out
Allow your users to withdraw or send money from your ecosystem to multiple destinations.
Request to pay
Allow your users to request money from third parties to receive remittances, payments, or funds from abroad.
The operation behind every movement
Operate payment and transfer products with control, security, and scale.
Orchestration
Connect multiple networks, payment methods, and providers under a single operational logic.
Monitoring and rules
Set limits, business rules, and alerts to control every transaction.
Incorporate 3DS, KYC, and KYB into the flow to validate users and manage risk.
Fraud and identity
Security and tokenization
Protect sensitive data and payment credentials through tokenization, encryption, and security controls.
Reconciliation
Centralize transactional information and simplify reconciliation across networks and providers.
Operate with controls and reporting tailored to the regulatory requirements of each market.
Compliance
Infrastructure designed for every industry
Total control over your remittance channel
Build and operate your own channel while retaining control over the sender, user experience, and pricing.
- Up to 6x more net revenue per transaction.
- Full control over the customer, pricing, and UX.
- Expansion to multiple corridors from a single integration.
Become a global wallet
Allow your users to deposit, send, withdraw, and receive money globally from a single experience.
- Higher engagement with new ways to deposit, send, and withdraw money.
- New monetization opportunities behind every movement.
- Create more use cases to make your wallet more useful in day-to-day life.
Offer a digital experience under your own brand
Expand your offering beyond cash pickup with new digital remittance products.
- Higher revenue by capturing a greater share of value from every transaction.
- More control over the experience, the customer, and the channel.
- More Physical + Digital use cases.
Deposit and withdraw winnings in one click
Allow your users to deposit and withdraw funds in just a few clicks, with integrated risk, security, and compliance controls.
- Connect eligible credit cards globally to deposit and withdraw winnings.
- A single digital experience for pay-in and pay-out of funds.
- Minimized risk with 3DS, KYC/KYB, and monitoring rules.
Bank-grade security and operations
Data protection
Build and operate your own channel while retaining control over the sender, user experience, and pricing.
Compliance
We integrate KYC/KYB, monitoring, and reporting to support regulatory requirements in each market.
Fraud and authentication
3DS, transactional rules, and monitoring to identify unusual behavior and reduce risk.
Incident management and continuity
We integrate KYC/KYB, monitoring, and reporting to support regulatory requirements in each market.
Testing and audits
Security testing and periodic reviews to continuously validate our controls and standards.
Reconciliation and settlement
We reconcile operations and manage settlement to maintain end-to-end traceability of fund movements.
Technology built to scale
Multi-region AWS infrastructure
Multi-region AWS architecture designed to maintain availability, redundancy, and operational continuity across different regions.
On-demand scalability
Capacity grows alongside transaction volume without needing to redesign the infrastructure.
Real-time processing
Execute transactions, rules, and operational decisions in seconds.
Event-driven architecture
Allows tracking infrastructure behavior, detecting anomalies, and responding quickly to incidents.
Observability and monitoring
Synchronizes statuses and movements between systems using real-time events and notifications.
Continuous pentesting
Periodic security testing to identify vulnerabilities and strengthen the infrastructure.
Integrate however you want. Launch faster.
Give your teams the flexibility to build and launch new products.
Direct connection
Integrate via APIs and webhooks to maintain full control over the logic, experience, and operation of your products.
APIs
Webhooks
Integrations
Plug & Play
Launch faster with pre-built SDKs and experiences for mobile and web, ready to customize to your brand.